Education Loans from Punjab National Bank - PNB SARASWATI

Find here the details, eligibility and application process for getting the education loan, financial assistance from Punjab National Bank as part of their PNB SARASWATI program. The details of this Scheme are available online at:, you are requested to go through the details on the same.

This loans can be availed by desiring and meritorious students who are Indian Nationals for pursuing their higher professional and technical education either in India or abroad. Kindly note that the students who wish to apply for these loans should have already secured the admission to a higher education course in recognized institutions in India or in Abroad through a valid and recognized Entrance Test / Merit Based Selection process after the completion of their HSC (10 plus 2, Intermediate, PUC or other equivalent educational qualifications).

Finance is available upto the following amount:
For studies in India: Maximum Rs.10.00 lacs.
For studies abroad: Maximum Rs.20.00 lacs.

Please go through the link to understand the Expenses considered for Loan.

The rate of interest for these education loans is available at

Repayment of loans in EMI - Equated Monthly Installments is as per the details below:For loans upto Rs.7.50 lac - upto 10 years
For loans above Rs.7.50 lac - upto 15 years

Please go through the required documentation checklist before applying, here is the link to start your loan application process.

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